Mortgage Broker in Saint-Calixte - Custom pre-approval solutions and financial guidance for your future

Mortgage Broker (Hypotheca)

Get your loan,
realize your real estate dream

I am committed to finding you the best financing solution and offering you a professional service at no cost and without obligation to make your transaction as simple and seamless as possible.

5/5 from 30 reviews
Personalized Service
Kristina Lacerte-Carboni

Tailored solutions for your mortgage needs

I'm your ally in achieving your real estate goals. Whether you're considering a first-time purchase, refinancing, or managing your assets, I have a solution for you.

Fast Pre-Approval

Get your pre-approval online and start your mortgage journey with confidence.

Renewal and Refinancing

Explore renewal options and secure the best rates to refinance your mortgage.

Personalized Guidance

Enjoy personalized guidance to plan your financial future and maximize your real estate investments.

Simplify your mortgage journey with a dedicated broker and benefit from innovative solutions tailored to your situation.

Una corredora que ofrece una
experiencia excepcional al cliente
Une courtière qui offre une
expérience client exceptionnelle
A broker offering an
exceptional client experience

5/5

Marie-Christine

Frequently Asked Questions

Book a free one-hour consultation to discuss your mortgage needs and explore the solutions we can offer.

How can I get a mortgage pre-approval?
Fill out our online form for a quick pre-approval, or contact Kristina for step-by-step guidance.
Do mortgage broker services cost anything?
NO, our services cost you nothing. We are paid directly by financial institutions, only when your loan is approved.
Why should I choose a mortgage broker?
Working with a mortgage broker gives you access to multiple lenders without having to shop around yourself. I negotiate the best conditions and competitive rates for you, while simplifying the process. I provide personalized advice and support throughout your journey.
Do mortgage brokers only work with private lenders?
No, I work with over 20 lenders including traditional, alternative, and private lenders. This includes well-known institutions like Desjardins and National Bank, as well as others not directly accessible to clients, such as Manulife.
When should I consult a mortgage broker during my home-buying process?
As early as possible! Ideally, before starting your visits, so you can get pre-qualified and know your real budget.
Can I refinance or renegotiate my mortgage with a broker’s help?
Yes! A broker can assist you with refinancing, renewing, or improving your current mortgage conditions.
Can a broker help me if I have a lower credit score?
Absolutely. They can explore available options, negotiate with lenders, and guide you on how to improve your situation.
Do I need to provide a lot of documents to a mortgage broker?
Only the documents necessary to identify you and analyze your situation (income, debts, down payment, etc.). It’s my responsibility to tell you exactly which documents are required for your case.

Need assistance?

Mortgage solutions tailored to you

Explore personalized options and journey to homeownership today

Schedule your free consultation